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Project · Banking / Fintech

SBI YONO

Production Flutter UI for YONO SBI — payments, onboarding, card controls and performance-sensitive banking surfaces.

Industry
Banking / Fintech
Role
Flutter UI Engineer
Technology
Flutter · Dart · Performance · Accessibility · Banking UI
YONO SBI — green score
YONO SBI — bill payments, Autopay and UPI
YONO SBI — cards, mutual funds and insurance

Overview

YONO SBI is State Bank of India's digital banking product — UPI, bill pay, onboarding, investments and card controls in one Flutter client. The screens here are official product surfaces, not mockups.

The Challenge

A national banking app has to stay fast and accessible on mid-range Android while the product keeps adding payments, KYC, credit and lifestyle modules. Layout jank or a missed contrast issue is a trust failure, not a polish ticket.

The Solution

I worked on production Flutter UI: performance-sensitive screens, accessibility, and the banking flows users hit every day — payments, funding, lock/unlock and onboarding — without claiming product-scale metrics I cannot verify personally.

My Role

UI engineering on YONO SBI: performance, accessibility, and production banking screens at national scale.

Key Features

  • UPI, bill pay and Autopay surfaces
  • Instant account funding
  • Card and account lock / unlock
  • Video KYC onboarding
  • Credit and personal-finance experiences

Technical Architecture

  • Flutter client for iOS and Android
  • Modular feature surfaces for payments, KYC and cards
  • Performance and accessibility work on high-traffic screens

Product screens

YONO SBI — green score
YONO SBI — bill payments, Autopay and UPI
YONO SBI — cards, mutual funds and insurance

Engineering Challenges

  • Profiled and tightened UI performance on mid-range Android rather than treating flagship devices as the baseline.
  • Treated accessibility (contrast, tap targets, readable hierarchy) as part of the banking UI, not a later pass.
  • Kept payment and lock/unlock flows on explicit states so a redraw cannot skip a confirmation step.

Outcome

Shipped UI on a production national banking product. Screens shown are real YONO SBI product captures from the official store listing.

Next product

Lisa AI Assistant